Barbara Crnkovich Smith, RFC®

Always remember the end goal of comprehensive wealth and tax planning goes well beyond choosing investments.  I help clients design a life.  As a Wealth Advisor in Bellevue, Washington with over twenty-five years of experience in wealth management, I assist high-net-worth individuals, families, and business owners design and develop wealth management solutions.

As a steward of this profession since 1991, in my words, “I believe a great financial advisor provides these three most important things, in order, discipline, listen, and accountability; discipline, the ability to maintain a strategy no matter what noise the various news outlets are blathering about.  In addition, a great financial advisor listens to the client.  I want to know what keeps you and your family up at night and how can I solve for that; my client's do the talking and I listen.  Lastly, a great financial advisor offers a level of accountability.  This is by encouraging my clients to save and invest or by managing my client's expectations.   Again, I help clients design a life not just invest money.  Through the discipline, listening, and accountability I build financial models to help you design that life.  I work with you, your attorney, and accountant to custom tailor a Wealth Plan that employs for your benefit the full capabilities of some of the nation's most respected and trusted financial institutions.  I am committed to creating and providing this fiduciary service.

I graduated from Idaho State University with a Bachelor of Business Administration majoring in Marketing. It is important to note that I stay up to date with developments in the financial services industry through continuing education. My securities licenses are held at Cambridge Investment Research, Inc.

I am licensed and registered to practice in Alaska, California, Florida, Idaho, Massachusetts, Mississippi, Pennslyvania, Washington and Wyoming.

I hold the following advanced degrees and licenses:

• B.B.A. in Marketing from Idaho State University
• RFC (Registered Financial Consultant) from the International Association of Registered Financial Consultants (IARFC)
• Series 7 – Registered Representative FINRA (Financial Industry Regulatory Authority)
• Series 66 – State License – Uniform Combined State Law Examination
• SIE – Securities Industry Essentials Examination
• Health, Life, and Long-Term Care Licenses

 My husband, Perry, our Cavapoo pup, Cooper and I live in Redmond, Washington. We feel blessed in our relationship, family, and friends, and enjoy many activities: boating, hiking, biking, and scuba diving.

What makes this business so enjoyable for me is when I see my client's living their best life and I help them design that life.  As a result of the type of work I do for my clients and the relationships built in the process, I am incredibly grateful to those who value my business friendship and consequently refer me to others—relatives, business associates, neighbors, friends—to those who would benefit from my investment advisor relationship.

I am a member of the following professional and community organizations:

• The East King County Estate Planning Council (EKCEPC)
• The International Association of Registered Financial Consultants (IARFC)
• Completed courses in the Certified Financial Planner curriculum
• Bradford Tax Institute Member
• Leimberg Information Services Member